Starfield: Dream Home - walkthrough Starfield guide, tips
During character creation, you can choose the dream house trait, which makes you own a luxurious house on the planet Nesoi, but you have to pay off the mortgage. In our guide to Starfield, we explain how to find a house and pay off the loan, so you can complete this side mission.
Last update: 05 September 2023
Dream Home is a task received automatically in the game after choosing a trait of the same name during character creation process. On this page of our Starfield guide, we show how to initiate this quest, where to find the dream home, and how to pay off the mortgage.
- Starting the mission
- How to pay the mortgage on Dream Home?
- Where is the Dream Home?
- What can you do in the Dream Home on Nesoia?
Starting the mission
For the purpose of unlocking this quest, you need to choose Dream Home as one of your traits. With this accomplished, after first landing on New Altantis and completing One Small Step mission, the quest will appear in your journal.
How to pay the mortgage on Dream Home?
The first objective of the mission takes you to the Commercial District of New Atlantis. Once in the area, look for a green sign with Galbank written on it - you'll find it near the Enhance! salon and opposite from the UC Distribution Center.
Enter the shop and talk to the clerk. After a short conversation, you're left with 3 ways of proceeding:
- Pay the mortgage - if you have 125,000 credits in your account, you can spend this amount to pay off the entire mortgage. This option doesn't impose a weekly interest on you.
- Paying interest - it is more likely that you don't have that much credits, especially if you approached this quest in the initial hours of the adventure. With this option, you don't have to pay the entire sum now, but Galbank will impose a weekly interest in form of 500 credits paid every new week. You can use the home from now on, but if you skip a payment, you won't be able to enter it.
- Give the house to the bank - in case you visited the apartment and decided that it doesn't suit your needs, or you don't want to pay the mortgage, you can allow the bank to take over your dream home. You'll lose the property, but you won't have to worry about the mortgage or weekly payments.
Where is the Dream Home?
If you want to see the apartment before deciding, travel to Olympus system, and land on planet Nesoi. Once on the ground, choose the zone marked with your name as destination.
You can see it from the docking area - it is on the right side on the hill. Climb the stairs and enter the house.
What can you do in the Dream Home on Nesoia?
Once you are inside, you will notice that the house is not furnished. To change this, you can approach the wall in front of you and then interact with the device . This will activate building mode.
If you have the needed materials, with this mode you can decorate your home as you see fit. More on this topic can be found on a dedicated page How to decorate houses?.
Apart from furnishing it, in the house you can invite companions inside to talk to them, sleep to replenish health, or accept contracts from Mission Board if you placed one in the house. Additionally, you can place a workbench in the house to be able to customize weapons or suit in a safe location.